We can offer therapist students insurance if you satisfy the following conditions:
- You must be under supervision or on a suitable course whilst studying.
- A course with regular case consultation for case studies and other work preformed pre-qualification.
- If working on clients you must tell them you are a student.
- If you charge for your services it cannot be the same or more than what a qualified therapist would charge.
- You must not practice beyond your capabilities
- You must be signed off to do case studies/work by your tutor/school.
An easy, secure and flexible way to buy Therapist Insurance.
It takes just minutes to buy your insurance online.
Therapist Insurance offers insurance products for over 1,000 different therapies and activities in the UK.
We aim to make finding the right insurance cover simple, quick and straight forward.
So if you are looking for Professional Liability Insurance for yourself as a Counsellor, Complementary Therapist or Alternative Medicine Practitioner practicing various alternative methods such as Acupuncture, Reflexology, Shiatsu, Bowen, Tai-chi, Yoga or just Therapy then you have come to the right place.
We can arrange cover which includes the following:
- Full Retroactive cover for previously insured work carried out.
- Public Liability, Medical Malpractice and Professional Indemnity Cover.
- Teaching and Student work.
- Cover for work carried out abroad excluding the USA and Canada.
- Libel/Slander cover.
- Loss of Documents cover.
- Loss of Reputation Cover.
- A Legal and Taxation defence package with free helplines.
- Products Liability Cover should you sell products to clients or the general public.
- Jury Service Cover
- Cover for Stock & Equipment used in conjunction with your therapy business (additional cost)
- Cover for work carried out online, by telephone and other electronic mediums.
The Policy does not include cover for:
- Liability arising out of injury for any employee.
- Liquidated, punitive damages and/or fines
- Any liability caused by, contributed by or arising from nuclear radiation or contamination and/or in consequence of war, pollution and/or terrorism.
- Liability arising out of any criminal, fraudulent acts including sexual harassment.
- Liability arising from any claim or in connection with tour operators liability as defined by the Package Travel, Package Holidays and Package Tours Regulations Act 1992, The Package Travel and Linked Travel Arrangements Regulation 2018 or any similar legislation.
Eligibility?
For full practitioner Professional Liability Insurance, you must be qualified in your chosen field. You must also be able to provide evidence of qualifications to confirm you have all the necessary professional training and education required to carry out your profession whether you are a Personal Trainer, Sports Massage or Beauty Therapist. Please note that we cannot normally offer insurance cover if you have done correspondence courses only unless they meet our criteria. Our Quote and Buy journey will ask specific questions relating to your training and will advise if we require additional information, before we are able to provide a quotation. Professional Liability Insurance is also available for Student Case study work.
Multi Therapy Cover?
We cover as many therapies as requested, provided that suitable qualifications are supplied. The cost of the policy is dependent upon the therapy[ies] you carry out.
Overseas & Online Qualifications?
These are not normally a problem. We may require a little more information, such as details of the training, but we should still be able to offer you insurance. Where additional details are required, we will contact you regarding these.